Ohio Department of Insurance Recommends Severe Weather Prep Steps
March 28, 2016 - 12:55 PM
COLUMBUS – The
state’s volatile spring and summer weather caused more than $100
million in just three Ohio storms last year, according to Ohio Lt.
Governor Mary Taylor who is urging Ohioans to take action now that can
help protect against even greater personal financial loss.
recalled that three storms last year produced high wind, hail and
lightning causing $114 million in insured losses. Ohio’s finicky warm
weather can turn from a blue sky to destructive storms in minutes and
threaten a direct hit on peoples’ pocketbooks.
weather can be devastating, but planning ahead will likely make a
recovery process less difficult and less expensive,” said Taylor, also
director of the Ohio Department of Insurance. “Ohioans are encouraged to
call their insurance agent or the Ohio Department of Insurance with
questions concerning coverage and claims.”
Taylor also recommends three guide posts to help people prepare for the worst:
Be Ready. Conduct a home inventory for use during claim filing. Review your insurance policies with an agent.
Be Involved. After a storm, call your insurance company or agent as soon as your family is secure. Waiting can cost you time and money.
Don’t be victimized by fraudulent contractors. Get several estimates
for repairs. Be present during inspections. Pay the full amount only
after all work is finished. Never pay with cash.
stressed the importance of creating a home inventory. More than half of
Americans skip documenting their possessions putting them at risk for
inadequate financial protection if severe weather strikes, according to
the National Association of Insurance Commissioners.
home inventory checklist – along with other important resources – is
included in the Ohio Department of Insurance’s Ohio Severe Weather
Awareness Planning and Recovery Toolkit atwww.insurance.ohio.gov.
insurance is not included in a typical homeowner and renter policy and
needs to be purchased separately, Taylor noted. There is a 30-day
waiting period before coverage begins.
Contact the Ohio Department of Insurance at 1-800-686-1526 with your insurance questions.
You don't have permmission to comment, or comments have been turned off for this article.